Loans which are interest bearing at a current interest rate of 9% (9.3% APR) are repayable by monthly/weekly direct debit over 3 years. First-Step provides loans to all business sectors across all 26 Counties in Ireland.

Do you have a great business idea?

First-Step is looking for applications from people who -

• Are committed to transforming a business idea into a sustainable commercial business
• Have the capacity, skills and experience in their chosen field
• Have created a thoroughly researched, quality Business Plan and have ownership of that plan
• Provide realistic cash flow projections demonstrating the ability of the business to repay the loan

Are you having difficulty accessing a loan to start your business?

Have you applied for finance and been unsuccessful?  If so, First-Step may be able to help. First Step will assess your business plan. If your business plan is viable and can help create new job opportunities, your cash flow demonstrates repayment capacity and you have the skills, commitment and experience to run a small business, then First Step can help you.